How It Works
Our Simple Process
Four easy steps to get your EPF claim processed successfully.
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STEP 1
Share Details
Provide your UAN and basic information about your claim.
- UAN number
- Claim type
- Employment details
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STEP 2
Document Collection
We guide you on exactly which documents are required.
- Document checklist
- Attestation guidance
- Secure submission
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STEP 3
Expert Processing
We handle everything with EPFO and employer.
- Form preparation
- EPFO submission
- Employer coordination
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STEP 4
Confirmation
Receive confirmation and status updates at every stage.
- Settlement confirmation
- Stage-wise updates
- Post-settlement support
Claim FAQs
How long does EPF withdrawal take?
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Online claims typically take 3–7 working days. Offline claims can take 15–30 days. We help file online for faster processing. With EPFO's new auto-settlement features, many claims are now processed within 3-5 days when all KYC is complete and verified.
Can I withdraw EPF while still employed?
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Yes, partial advances are available for specific purposes like medical treatment of self/family, housing loan repayment, higher education of children, marriage of self/children, and home renovation. Each purpose has specific eligibility conditions and maximum withdrawal limits.
What documents are needed for full withdrawal?
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For online claims, you need: Aadhaar-linked UAN, active bank account seeded with UAN, and 2 months of unemployment (if claiming after resignation). For offline claims, additional documents like bank passbook, cancelled cheque, and employer certification may be required. We guide you on all requirements based on your situation.
What is the tax on EPF withdrawal?
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Withdrawal before 5 years of continuous service attracts TDS (Tax Deducted at Source): 10% if PAN is available, 30%+cess if PAN is not available. Withdrawals after 5 years are tax-free. We advise on tax implications before filing and help with Form 15G/15H submission to avoid TDS where eligible.
What is the minimum balance required for withdrawal?
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EPFO allows 100% withdrawal of eligible balance. However, for online claims, 25% of the corpus must be kept as minimum balance if claiming before 2 months of unemployment. After 2 months, 100% can be withdrawn. We help you understand the exact rules applicable to your case.