🎓 Superannuation Specialists

Superannuation Claim: EPF Settlement & Monthly Pension

Congratulations on your retirement! We help you claim your EPF corpus (Form 19) and start your monthly EPS pension (Form 10D) smoothly — ensuring no delays or rejections.

Start Superannuation Claim → How It Works

500+
Retired Members

98%
Success Rate

15-20 Days
Claim Processing

🎉📄

Retirement Benefits Secured

About Superannuation Claim Service

Superannuation is the culmination of your career. Upon reaching retirement age (58 years) or after completing the required service, you're entitled to:

EPF Final Settlement — Full PF balance (employee + employer share with interest)
EPS Monthly Pension — Lifetime pension under Employees' Pension Scheme
EDLI Insurance — Additional benefit for nominees (if applicable)

⚠️ Important: Superannuation claims must be filed correctly to avoid TDS, delays, and rejection. We ensure all forms are accurate and employer attestation is complete.

Benefits You'll Receive Upon Superannuation

🏦

EPF Final Settlement

Full PF amount including both employee and employer contributions accumulated over your career.

💰

EPS Monthly Pension

Lifelong monthly pension calculated based on pensionable salary and years of service.

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Form 19 (PF Withdrawal)

Required for final EPF settlement. We help prepare and submit correctly.

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Form 10D (Pension)

Application for monthly pension commencement. We ensure accurate filing.

👨‍👩‍👧

Family Pension Coverage

After your demise, your spouse/children receive monthly pension automatically.

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Tax Benefits

EPF withdrawal tax-free after 5 years of service. Pension taxable but eligible for standard deduction.

Required Forms & Documents

Form 19

EPF Final Settlement
Withdrawal Application

Form 10D

EPS Monthly Pension
Application

Form 10C

Scheme Certificate
(if service < 10 years)

Form 5A

Employer Details
for Verification

📋 Supporting Documents: Retirement order, service certificate, Aadhaar, PAN, cancelled cheque, bank passbook, KYC documents, and nomination details.

Our Superannuation Claim Process

Retirement Eligibility Check

Verify superannuation date, service period, and eligibility for monthly pension (min. 10 years service).

Document Collection

Gather retirement order, service certificate, KYC, bank details, and nominee information.

Form Preparation & Filing

Prepare Form 19 (EPF) and Form 10D (EPS) with accurate details and share distribution.

Employer Attestation

Coordinate with employer for online approval and digital signature on forms.

EPFO Processing & Disbursement

Track claims, respond to any objections, and ensure PF credit + monthly pension starts.

Why Choose FOGS for Superannuation Claims

✔️ Error-free form preparation

✔️ Employer coordination for attestation

✔️ Service history verification

✔️ TDS exemption guidance

✔️ Monthly pension tracking

✔️ Post-retirement support

EPS Pension Calculation Formula

Pension = (Pensionable Salary × Pensionable Service) ÷ 70

Pensionable Salary: Average of last 60 months' salary

Pensionable Service: Years of service under EPS

Maximum Pensionable Salary: ₹15,000 (or actual if higher under option)

Maximum Service: 35 years (capped for calculation)

We help verify your service years and salary to ensure correct pension amount.

Frequently Asked Questions on Superannuation

What is the difference between superannuation and other retirements? ▼

Superannuation is retirement upon reaching the age of 58 (or 60 for some establishments) after completing service. It entitles you to both EPF settlement and EPS monthly pension without any reduction.

Do I need to apply for both Form 19 and Form 10D? ▼

Yes, you need separate applications. Form 19 is for EPF withdrawal, Form 10D for monthly pension. We help you file both simultaneously for faster processing.

Is EPF withdrawal tax-free on superannuation? ▼

Yes, if you have completed 5 years of continuous service, the entire EPF withdrawal is tax-free. We ensure proper documentation to claim tax exemption.

When does my pension start after superannuation? ▼

Pension commences from the date of retirement/superannuation. The first pension is usually credited within 30-45 days of claim approval, along with arrears from the retirement date.

Can my spouse continue pension after my death? ▼

Yes, under EPS, your spouse receives 50% of your pension as family pension. Children also eligible up to 25 years of age. We help ensure nomination is updated.

Retiring Soon? Let's Secure Your Benefits

Don't let paperwork delay your retirement peace. Share your superannuation details and we'll handle everything — from forms to EPFO follow-up.

📞 +91 8891909965

✉️ support@fogsconsultants.com

💬 WhatsApp Us

Start Superannuation Claim →

✅ 500+ retired members served | 🔒 100% documentation | ⚡ Fast pension commencement