🔄 Composite Claim Experts

EPF Composite Claim – Withdraw PF & Pension Together

Save time and effort by filing a single composite claim for both PF and EPS withdrawal. Expert assistance for Form 19 + Form 10C/10D combined filing. Fast processing and hassle-free approval.

1200+
Composite Claims
96%
Success Rate
10-15 Days
Processing Time
🔄✅

Composite Claim Approved

About EPF Composite Claim Service

A composite claim allows you to apply for both your EPF (Provident Fund) and EPS (Pension) withdrawal in a single online application. Instead of filing separate Form 19 and Form 10C/10D, you can file them together, saving time and reducing paperwork. This service is especially useful for members who are leaving employment or retiring with less than 10 years of service (withdrawing pension corpus) or with 10+ years (claiming monthly pension).

📌 When to File Composite Claim:
• Final settlement after leaving job (unemployed for 2 months)
• Retirement (superannuation) with 10+ years service – File Form 19 + Form 10D
• Leaving job with less than 10 years service – File Form 19 + Form 10C
• Transfer not required – direct withdrawal of both PF and pension

Composite Claim Types

📄

Form 19 + Form 10C

For members with less than 10 years of service. Withdraw EPF corpus + EPS pension contribution.

📑

Form 19 + Form 10D

For members with 10+ years of service. Withdraw EPF corpus + start monthly EPS pension.

🔄

Composite Transfer + Withdrawal

Transfer PF from previous employers and withdraw from current in one go (special cases).

What We Offer

📋

Form 19 + 10C/10D Preparation

Accurate filling of composite claim forms with correct details and attachments.

Eligibility Verification

Check service period to determine correct composite type (10C vs 10D).

👔

Employer Attestation

Coordinate with employer for approval of the composite claim.

📄

Document Support

Assist with KYC, bank details, and supporting documents for both claims.

📊

Pension Calculation

For Form 10D, ensure correct pensionable service and salary for accurate monthly pension.

Fast Approval

Track composite claim status, resolve objections, and ensure settlement.

Our Composite Claim Process

1

Service Verification

Review total service to determine if you are eligible for pension (10+ years) or withdrawal (less than 10 years).

2

Document Collection

Gather KYC, bank details, exit date proof, and service records.

3

Composite Claim Filing

File online composite claim with correct combination of forms.

4

Employer Approval & Tracking

Ensure employer approval; track claim status daily.

5

Settlement & Confirmation

EPF corpus credited to bank; pension (if applicable) starts monthly.

Why Choose FOGS for Composite Claim

✔️ 1200+ composite claims filed
✔️ Expert in combined form filing
✔️ Ensure correct pension/withdrawal option
✔️ Employer coordination for both forms
✔️ Avoid separate claim delays
✔️ Fast settlement (10-15 days)

Frequently Asked Questions on Composite Claim

What is the difference between Form 19 + 10C and Form 19 + 10D?
Form 19 + 10C is for members with less than 10 years of service – you withdraw the EPS corpus. Form 19 + 10D is for members with 10+ years – you get monthly pension for life.
Can I file composite claim if I have multiple previous employers?
Yes, but all previous employments must be linked to your current UAN and transfers completed. We help consolidate service before filing composite claim.
How long does a composite claim take to settle?
Typically 10-15 days after employer approval. Since both claims are processed together, it's often faster than filing separately.
What if my employer doesn't approve the composite claim?
We contact your employer to expedite. If unresponsive, we file grievance and request EPFO to process without employer approval under specific provisions.
Do I need to submit separate documents for both forms?
The composite claim requires one set of documents (KYC, bank, exit proof). We ensure all documents meet requirements for both forms.

Want to Withdraw PF & Pension Together? File Composite Claim

Save time and hassle. Let our experts file your composite claim for quick approval and settlement.

📞 +91 8891909965
✉️ support@fogsconsultants.com
💬 WhatsApp Us
File Composite Claim →

✅ 1200+ composite claims  | 🔒 Fast processing  | ⚡ 10-15 day approval

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