🛡️ EDLI Claim Experts

EDLI Insurance Claim – Up to ₹7 Lakh for Your Family

Under the Employees' Deposit Linked Insurance (EDLI) scheme, the family of a deceased EPF member receives an insurance benefit. We help you claim this vital support quickly and compassionately.

500+
EDLI Claims
100%
Compassionate Support
15-30 Days
Processing Time
🛡️❤️

EDLI Claim Approved

About EDLI Insurance Claim Service

The Employees' Deposit Linked Insurance (EDLI) Scheme, 1976 provides life insurance cover to EPF members. In the event of the member's death, the nominee/legal heir receives a lump sum insurance benefit. The maximum benefit is ₹7,00,000 (or higher based on wages). This is in addition to the EPF balance and monthly pension. Our service ensures your family receives this critical financial support without delay.

📌 EDLI Benefit Calculation:
• Benefit = Average of last 12 months' wages × 35 (subject to maximum ₹7,00,000).
• Minimum benefit: ₹2,50,000 (if eligible).
• Additional benefit: ₹1,50,000 for funeral expenses (if applicable).
• Claim is processed along with EPF death claim (Form 19 + EDLI form).

Benefits Under EDLI

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Up to ₹7,00,000

Maximum insurance cover based on average wages in last 12 months.

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Funeral Expenses

Additional ₹1,50,000 for funeral/cremation costs.

Fast Settlement

Processed along with EPF death claim; often settled together.

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No Separate Premium

EDLI is employer-funded; no deduction from employee salary.

What We Offer

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EDLI Claim Form Preparation

Prepare and file the EDLI claim form along with EPF death claim.

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Documentation Support

Help with death certificate, relationship proof, bank details, and nominee verification.

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Employer Coordination

Liaise with employer for verification and digital approval of claims.

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Nominee / Heir Verification

Assist in establishing rightful claimants if nomination is not updated.

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Benefit Calculation

Calculate the exact EDLI amount based on last 12 months' wages.

Fast Processing

Follow up with EPFO to ensure timely settlement of the insurance benefit.

Our EDLI Claim Process

1

Document Collection

Gather death certificate, nominee proof, UAN, and last 12 months' salary records.

2

EDLI Calculation

Compute eligible insurance amount based on average monthly wages.

3

Form Preparation

Prepare EDLI claim form and attach with EPF death claim (Form 19).

4

Submission & Tracking

Submit claim to EPFO online/offline, track progress, and respond to queries.

5

Settlement Confirmation

Ensure EDLI amount is credited along with PF balance to the nominee's account.

Why Choose FOGS for EDLI Claim

✔️ 500+ EDLI claims processed
✔️ Compassionate and caring support
✔️ Expertise in EDLI calculation rules
✔️ End-to-end documentation
✔️ Fast follow-up with EPFO
✔️ Assistance with legal heir certificate if needed

Frequently Asked Questions on EDLI Claim

What is the maximum EDLI benefit payable?
The maximum benefit is ₹7,00,000. The actual amount is based on the average of the last 12 months' wages × 35, subject to the ceiling.
Do I need to file a separate EDLI claim?
EDLI claim is usually filed together with the EPF death claim (Form 19). A separate EDLI form is required. We help you prepare both simultaneously.
What if the deceased member had multiple employers?
EDLI is computed based on the last employer's wages. All previous service is considered for eligibility but not for calculation. We help consolidate records.
Is there any minimum service period for EDLI eligibility?
No minimum service period; even if the member was employed for a few months, EDLI is payable as long as the employer was contributing.
How long does EDLI claim processing take?
Along with EPF death claim, EDLI is typically settled within 15-30 days if all documents are in order. We expedite the process.

Need to Claim EDLI Insurance? We're Here to Help

Let us handle the EDLI claim process so your family receives the insurance benefit quickly. Compassionate, expert assistance.

📞 +91 8891909965
✉️ support@fogsconsultants.com
💬 WhatsApp Us
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