How much PF can I withdraw as an advance?
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It depends on the purpose. For medical: up to 12 months' basic wages or employee's share with interest. For marriage/education: up to 50% of employee's share. For home loan: up to 36 months' basic wages. We calculate the exact eligible amount.
Can I take PF advance for my child's education?
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Yes, for higher education of self or children after 5 years of service. Documents required: admission letter, fee receipt, and proof of relationship.
Do I need employer approval for partial withdrawal?
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Yes, for all partial withdrawals, employer must approve the claim on the EPFO portal. We coordinate with your HR to ensure timely approval.
How long does it take to get PF advance after filing?
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Typically 7–15 working days after employer approval. Our follow-up ensures faster processing, often within 5–7 days.
Will TDS be deducted on partial withdrawal?
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TDS applies if you have less than 5 years of service and withdrawal exceeds ₹50,000. We guide you on tax implications and help with Form 15G/15H if eligible.